I have too apartments on lease mine and my daughters if i choose chapter 13 will i be able to keep both places ?
Bruce's answer
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Answered on January 03, 2022
Our chapter 13 trustees in Memphis might have an issue with you paying for your adult daughter's rent. But if she can pick that up and pay it...
Typical attorney fee to negotiate a Post-Judgment settlement with a collection law firm?
Bruce's answer
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Answered on December 30, 2021
If you are truly judgment-proof, then it may be best to simply do nothing. If you don't own any real estate, and you don't have a paycheck that can...
Can a credit collection agency restart a collection report after 7 years and list the same bill in 3 sections ?
Bruce's answer
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Answered on December 01, 2021
This is much more complicated than you might think. The first question is where the timeshare is located. Different states have different rules for...
Can a creditor like Lendmark refinance your loan as opposed to giving you an extra week, IF you are going to be late w/ payment?
Bruce's answer
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Answered on October 05, 2021
There are at least two federal laws which might come into play; the Truth in Lending Act, and the Fair Credit Billing Act. You need to find a...
What will happen if I stop paying a debt collector I agreed on the record to pay?
Bruce's answer
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Answered on October 02, 2021
I agree with the previous response, except to say that no matter how you slice it there is no way that this rises to the level of fraud. If you can...
BofA collection agent/attorney won't clarify who is suing me for credit card debt?
Bruce's answer
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Answered on September 23, 2021
Hard to be certain, but Track America appears to be a third party debt collector rather than a debt buyer, which suggests that B of A simply hired...
Can a creditor place a lien on your home 20yrs after debt was made on a credit card?
Bruce's answer
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Answered on September 22, 2021
It's unlikely, but possible. After someone defaults on a credit card debt in Tennessee, that creditor has 6 years to file a collection lawsuit. If...
What can I do if the law firm that’s handing my judgment won’t settle?
Bruce's answer
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Answered on September 03, 2021
The time to settle something like this is before they take a judgment. Once they have that judgment they have little reason to settle, because now...
I received a civil summons for debt in Henderson Co Tn. Should I contact the firm to settle debt and not go to court ?
Bruce's answer
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Answered on September 01, 2021
You can try, but they will take a judgment against you anyway, which is exactly what you don't want. Depending on exactly who is suing you, and who...
Can I sue truck repair shop for lost wages?
Bruce's answer
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Answered on August 12, 2021
The short answer is "no." I mean, you can try, but there is no specific law that allows you to be reimbursed for lost wages, and judges around here...
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