I have an engagement ring in the pawn shop its loan is $2200 can i add this to my chapter 7 that i am filing in 1 week?
Bruce's answer
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Answered on June 01, 2019
Your assumption is correct. While you can discharge this debt in bankruptcy, all that means is that they can no longer demand payment from you....
Archived
Is my portion of my late mother's estate subject to garnishing if my federal student loans are in default?
Bruce's answer
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Answered on May 28, 2019
The short answer is "probably not." They definitely cannot intercept the check en route, and even once it's in your bank account they only way they...
Archived
Am I responsible for a bill in 2009..it was a judgement I didn't get anything about it..
Bruce's answer
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Answered on May 20, 2019
What's happening now is that the judgment creditor is asking to revive the judgment, so that they can use it to collect for another 10 years. That...
Archived
Is it legal for a debt collector to take your license away for not paying the debt
Bruce's answer
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Answered on May 18, 2019
The short answer is "yes," they can do this. Tennessee's financial responsibility laws have become much more strict over the past several years. If...
Archived
What can we do. Can they do anything as long I'm paying on my bill?
Bruce's answer
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Answered on May 18, 2019
Don't pay them anything unless and until you can work out some sort of final settlement agreement. Until then if you pay anything at all then you...
Archived
Can my apartments put me out if I filled bankruptcy before we went eviction court?
Bruce's answer
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Answered on May 18, 2019
I assume that you already lived in this apartment before the bankruptcy petition was filed. If so, and if you either included them in the original...
Can I protect my home from a lien in a lawsuit?
Bruce's answer
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Answered on May 11, 2019
Yeah, you need to at least talk to an experienced bankruptcy lawyer. That may or may not be the best answer for you, but at the very least you need...
Archived
Can I file for bankruptcy without involving my wife?
Bruce's answer
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Answered on May 04, 2019
The short answer is "yes," but this situation carries a certain amount of risk to the house itself, plus there is no guarantee that you would...
Archived
What Should I do next?
Bruce's answer
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Answered on May 04, 2019
In order to make any sort of claim against the creditor and/or their repo agent you would have to prove that it is more likely than not that they...
Archived
Can lender accrue interest on a non-reaffirmed home loan after bankruptcy?
Bruce's answer
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Answered on May 04, 2019
Yes. Mr. Frazier is absolutely correct. Here's another way to look at it. The only thing that the bankruptcy discharge really does is to prevent...
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