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Can Social Security income be used to determine a chapter 13 plan. In other words, can retiree be pushed into 13 if disposable
Irwin's answer
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Answered on April 19, 2012
Any money recieved from Social Security is not considered income for purposes of the means test. If you comingle funds from social security with...
Archived
Filing Chapter 7 - Are we required to notify landlord?
Irwin's answer
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Answered on April 17, 2012
You need to list your current lease on Schedule G and state your intention to assume the lease. I would suggest you contact an attorney in your...
Archived
What are the future ramifications for putting your landlord in a Chapter 7 bankruptcy?
Irwin's answer
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Answered on April 17, 2012
First I would advise you to contact an attorney in your area who handles bankruptcy cases. The bankruptcy code is not easy to understand and having...
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Archived
Renting to someone after bankruptcy discharge - what if anything is different in eviction processes if they fall behind in rent
Irwin's answer
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Answered on April 13, 2012
Any lease signed after the bankruptcy discharge would not be effected by the bankruptcy. If the tenant fails to meet the lease terms you would be...
I filed chapter 7 in nj ....i am expecting a workers comp settlement is that money exempt
Irwin's answer
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Answered on April 13, 2012
New Jersey allows you to choose between the federal and state exemptions. It will depend on which exemptions you took. Contact your attorney and...
Archived
Can the credit union take money from my checking account to pay a credit card?
Irwin's answer
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Answered on April 12, 2012
Credit unions often have different rules than banks concerning accounts. If an attorney is handling your chapter 7 case contact them immediately...
Archived
Chapter 13 was dismissed before payroll deductions were received by trustee
Irwin's answer
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Answered on April 12, 2012
I agree with the previous answers to contact your attorney immediately. There may be a motion or motions that can be filed to get your case back on...
Can one spouse file for bankruptcy without the other and how is the other spouse affected?
Irwin's answer
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Answered on April 12, 2012
You should seek out an attorney in your area who regularly handles bankruptcy cases. You can file for bankruptcy individually so long as you meet...
Archived
65 year old widow has 25,000 in unsecured debt. Should I seek debt settlement company or file chapter 13.
Irwin's answer
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Answered on April 05, 2012
You should seek the advice of a bankrutpcy attorney in your area. Filing a case under the Bankruptcy Code (whether you chose Chapter 13 or Chapter...
Archived
When you get your disposable income amount out of the means test, does that include the car payment in the total amt?
Irwin's answer
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Answered on April 05, 2012
The means test is complicated and I would advise you to seek advice from an attorney in your area that handles Chapter 13 cases. Additionally,...
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