Can you give me advice what my best coarse of action to take.

There are many good lawyers in the Chattanooga area. You should set up an appointment with one of them and take all of the information you have...

Can I buy a car prior to filing Chapter 7 when my current car is collateral on a loan and will likely be repossessed? Read all.

You should consult an experienced bankruptcy lawyer in the Winchester or Chattanooga area and give that lawyer all of your financial information....

Can I file bankruptcy on my credit cards without effecting my husbands credit?

The general answer would be that your husband's credit would not be affected if he was not a signer or obligor on any of the credit cards. However,...

Not Reaffirming Mortgage Debt in BK Discharge in 2011, but Later Using HARP to Refi Property in 2012. What Overrides What?

Not reaffirming the mortgage debt was probably the right thing to do based upon your limited income. Had you reaffirmed and been unable to continue...

Any costs to be included in chapter 7 bankruptcy?

You may face an uphill battle trying to discharge those debts. The state court debt may be characterized as a domestic support obligation which is...

What type of lawyer do I need ?

Contact a lawyer in the county in which you live who does collection work. The lawyer should be familiar with promissory notes and collection...

I am looking for a lawyer that will settle my private student loan debt.

The response from Matthew Berkus is right on point. We have handled a couple of situations like this. You have to have a very good reason why you...

Will my new wife be responsible for any of my debts?

Your new wife will not be responsible for the debt on your home unless she personally obligates herself to it. If she signs nothing with your...

What are my options?

You should immediately put together a complete personal financial statement showing all of your income and debt. It will include a detailed report...

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