Archived
Can a creditor sue me after more than 7 years? The statue of limitations stated that after 6 years you can't
Everett's answer
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Answered on December 10, 2015
In Tennessee you likely have a 4 or 6 year statute of limitations. Creditors may sue you and win if you fail to defend in Court. However it the...
Archived
My question is, can Third party collection agency's call and harass me several times a day, and at odd hours. Can I sue for har
Everett's answer
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Answered on December 04, 2015
Likely you can on a number of grounds. Keep good records of the calls and retain all letters or statements you receive, including those from any...
Archived
Am I still liable for a credit card debt that was closed 10+ years ago and written off for non-payment?
Everett's answer
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Answered on October 23, 2015
If the card has not been used or any payments made within the last 6 years most likely you have a solid defense to any collection activity as well...
Archived
Is waiting 60-90 days my only option for having a legal item fall of my consumer report?
Everett's answer
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Answered on October 20, 2015
It may also be a violation of the FDCPA. Was the entry by an original creditor or by a debt collector? Depending on the facts, seeking redress...
Archived
Im in Nashville. Sued by debtor, Didnt go to court. The lawyer for the debtor sent me a letter saying a judgement was entered...
Everett's answer
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Answered on October 16, 2015
No the Court does not have to send you notice. You can call the clerk's office and ask. Also you can often ask an attorney's office to find out,...
Archived
Being sued by portfolio recovery, court date is tomorrow tge 13th. I remember paying the debt but US bank says no record.
Everett's answer
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Answered on October 16, 2015
No. There are easy ways to obtain payment history and use that to have the suit dismissed. Also, if the bill has been paid a second attempt to...
Archived
My options for a bank garnishment.
As of right now I have no funds savings and checking is useless.
Feeling confused.
Everett's answer
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Answered on October 01, 2015
If this is based on a Judgment from a Tennessee Court sometimes the Judgment may be set aside. Most often a Motion for "slow pay" usually is...
Archived
Can I sue a company for wrongfully trying to collect money not owed and for affecting my credit.
Everett's answer
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Answered on October 01, 2015
If the contract has expired and you are not in default yes you may likely sue a debt collector for damages and the cost to defend against a...
Can a payday loan go into your new bank account not the one provided in the contract and collects debt owed years ago?
Everett's answer
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Answered on October 01, 2015
No they can not. They must have express permission from you to obtain access to your bank account. The danger is what exactly do the contracts you...
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