Questions answered by Jessica Erin McDuffie-Massey

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Debt is under my name, but technically not my amount owed. Am I still liable because it's in my name or do I have any options?

Jessica's answer | Answered on July 23, 2014

Unfortunately, if the debt is in your name, then you are responsible under the law for the debt, not your sister who was not a co-debtor. If...

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Is ex spouse information needed for filing of bankruptcy

Jessica's answer | Answered on July 23, 2014

Practicing in Nashville, I can think of several possible reasons: If you have joint debt, all parties' names and addresses must be listed in the...

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Chapter 7 bankruptcy. I saw a lawyer who would charge $1,200 before any proceedings. I read $306 is norm. Can you help?

Jessica's answer | Answered on July 22, 2014

I second Mr. Riddle's answer. Call several local attorneys if price is a major consideration. Some attorneys can work with you on a payment plan...

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Can I do Class Action lawsuit against someone who declared bankruptcy?

Jessica's answer | Answered on July 22, 2014

Consult with a bankruptcy attorney regarding an 11 USC 523 non-dischargeability action (adversary proceeding) against the car dealer who filed...

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Am i in any way exempt from payment of medical bill debt if i've been on SSI disability for 10 yrs & can in no way afford it?

Jessica's answer | Answered on July 22, 2014

Both of other previous answers were excellent. I often advise my SSI clients that you are "judgment proof" (meaning that even though you owe a...

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I have ahigh unsecured debt cannotmake payments on time ,have 2 houses which are paid for can i receive help from a lawyer o

Jessica's answer | Answered on July 21, 2014

It sounds like you need to file a Chapter 13 bankruptcy petition. This is a debt repayment plan that allows you to repay your debt over a 3 - 5...

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My mortgage has been sold. Can the new company charge me higher fees than agreed upon in my original contract with BOA?

Jessica's answer | Answered on July 21, 2014

Mr. Elie provided an excellent and correct answer. I would add to pay careful attention to any and all letters and notices received from the new...

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Need an attorney that will accept payments. Salary $ 22,000 per year and pending disability for Lyme disease. Please help me.

Jessica's answer | Answered on July 11, 2014

I think you need to click on "Find a Lawyer" at the top of the page to locate an attorney who could assist you in your area. You seem to be...

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I'm in chapter 13 bankruptcy and I'm behind on the mortgage payment! How do I get current!

Jessica's answer | Answered on July 11, 2014

Both of the previous attorneys are absolutely correct - contact your attorney immediately! If you do not have an attorney, hire an experienced...

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Can an HOA assess additional amounts on a late fee?

Jessica's answer | Answered on July 11, 2014

If it is allowed under your HOA contract/agreement, then yes. I would consult with a local contract attorney if you have trouble with the...

Jessica Erin McDuffie-Massey's Answers (51)

Debt is under my name, but technically not my amount owed. Am I still liable because it's in my name or do I have any options?

Is ex spouse information needed for filing of bankruptcy

Chapter 7 bankruptcy. I saw a lawyer who would charge $1,200 before any proceedings. I read $306 is norm. Can you help?

Can I do Class Action lawsuit against someone who declared bankruptcy?

Am i in any way exempt from payment of medical bill debt if i've been on SSI disability for 10 yrs & can in no way afford it?

I have ahigh unsecured debt cannotmake payments on time ,have 2 houses which are paid for can i receive help from a lawyer o

My mortgage has been sold. Can the new company charge me higher fees than agreed upon in my original contract with BOA?

Need an attorney that will accept payments. Salary $ 22,000 per year and pending disability for Lyme disease. Please help me.

I'm in chapter 13 bankruptcy and I'm behind on the mortgage payment! How do I get current!

Can an HOA assess additional amounts on a late fee?