About Holly

Biography

Practice Areas

Landlord or Tenant 50%

I help tenants defend themselves in eviction actions and in dealing with negligent landlords.

19 years

50%

Chapter 7 Bankruptcy 25%

I assist low-income individuals in filing bankruptcy when it is the most appropriate option to protect their income and assets.

13 years

25%

Foreclosure 15%

I counsel struggling homeowners on negotiating with their mortgage lenders for loan modifications, deeds-in-lieu, short sales, and other alternatives to foreclosure. Where foreclosure has occurred, I assist homeowners with defending ejectment/eviction actions where appropriate.

19 years

15%

Debt Settlement 10%

I help victims of debt collection abuse by fighting bogus collection agency lawsuits and improper garnishment actions.

19 years

10%

Fees and Rates

Cost

Pro bono

100 %

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Licenses

Licensed in Alabama for 18 years

State: Alabama

Acquired: 2007

Occupational License - Authorized to Practice

No misconduct found

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Location

Legal Services Alabama

610 Airport Road, Suite 200, Huntsville, AL, 35802

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Holly Nicole Ray's Reviews

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Holly Nicole Ray's Lawyer Endorsements

Endorse Holly

Joshua White

Foreclosure lawyer | Oct 18

Relationship: Opposing Counsel on matter

"I wholeheartedly endorse Holly. I have had several cases against Holly and she zealously represents her clients while providing good, sound advice. As I have experienced, she is not afraid to roll up her sleeves and fight when needed."

Summer Walker

Family lawyer | Oct 11

Relationship: Worked together on matter

"I endorse this lawyer. She is a dedicated and tireless advocate for her clients. She has a vast knowledge of the law in her practice areas and provides her clients with effective and efficient legal assistance."

Michael Gerace

Landlord or tenant lawyer | Sep 08

Relationship: Fellow lawyer in community

"Top-notch attorney. Highly respected in the legal community."

Lee Thompson

Family lawyer | Aug 06

Relationship: Other

"I endorse this lawyer. Although I do not know Ms. Ray-Kirby personally, I have had the opportunity to see her responses to questions on this site, most the family. Her answers are to the point and beneficial to the asker."

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Summer Walker

Divorce and separation lawyer

Experience

Rating: 7.5 (Very Good)

Work Experience

2016 - Present

Managing Attorney, Legal Services Alabama

2014 - Present

Lead Attorney - Housing, Legal Services Alabama

2007 - Present

Staff Attorney, Legal Services Alabama

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Associations

Alabama State Bar

Pro Bono Committee Member

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Education

2007

Jones School of Law

JD - Juris Doctor

2003

Auburn University

BS - Bachelor of Science

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Languages

English

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Activity

Legal Answers

Q&A

How long do you have to move after you lose unlawful detainer case in court?

10 Oct 2018

Q&A

How long does it take to get a court date after a eviction has been filed ?

13 Aug 2018

Q&A

We live in Mobile Alabama, husband is in jail not Sean him in 10 years, been separated for 20 ..can I get a low cost divorce?

09 Aug 2018

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