Archived
Can a collection company sue me for a debit from 2009? And can they call other people leaving detailes messages about my case?
Steven's answer
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Answered on April 14, 2014
If they are a debt collector and not the original creditor they may be liable under the Fair Debt Collections Practices Act. (FDCPA) Contact a...
Archived
How do I file a complaint in my landlord's bankruptcy to ensure that my security deposit is not 'discharged" in his Chapter 7?
Steven's answer
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Answered on April 14, 2014
You need to file a claim and list the security deposit as money he is holding for you. Of course to be sure that you get your security deposit back...
I have received two calls from a company calling themselves STP Group. I have attempted twice to call them back but the message
Steven's answer
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Answered on April 09, 2014
If you legitimately owe money they should contact you through a transparent means, If you ever speak with them ask them to verify the debt. I...
Can a debt collector call or send someone to my work to serve papers if I tell them not to do so?
Steven's answer
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Answered on April 09, 2014
They can sue and have you served at work, but under the FairDdebt Collections practices act a debt collector cannot call you at work. A collection...
Archived
I am a soon-to-be-bride, yes! I am finally going to take the leap. I have been dating this guy for a couple of years ?
Steven's answer
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Answered on April 08, 2014
You need to ask the groom if he wants anything other than his bride----I am sure he will be overwhelmed with your enthusiasm. Have a wonderful...
Archived
Where can I get the proper divorce forms for Madison County to fill out myself?
Steven's answer
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Answered on April 08, 2014
To get Divorced you must file a lawsuit in Madison County. You can ask them on the 2nd floor of the Madison County Courthouse or pay a lawyer...
Archived
Midland funding is suing me not for one debt but two different accounts .
Steven's answer
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Answered on April 08, 2014
If you are being sued you need to consult with a bankruptcy attorney. He will need to know when you last paid on either account, what your income...
Archived
I'm being sued by a creditor. The hearing is scheduled for the 9th of April. Can they take my car or my house?
Steven's answer
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Answered on April 08, 2014
You need to check on the amount of the personal property exemption (the car) compared to the value of your car. If you owe more on the house than...
Archived
This happened years ago, but could my husband still be liable?
Steven's answer
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Answered on April 08, 2014
It sounds like a typical misunderstanding between friends and family. When Bob paid it off he should have gotten a written agreement with whoever...
Archived
Can the Bank/IRS/Anyone come after me and/or assets I own due to my fiance's upcoming foreclosure?
Steven's answer
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Answered on April 08, 2014
Your fiance definitely needs to consult a bankruptcy attorney before you get married, because once you are married your income would count in any...
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