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My husband co signed for my son a vehicle but the finance company told my hubby he is co owner son not paying how can we get it
Melissa's answer
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Answered on April 23, 2014
Is your husband's name on the car title? If it is, he has a legal right to the vehicle and he can "peacefully" take possession of it. What that...
Archived
Are down payments applied toward the balance of a "Contract for deed" ?
Melissa's answer
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Answered on April 23, 2014
You could, but probably not very successfully. The contract contains the terms of your agreement. If you do not have anything else in writing...
Archived
I have a car loan that is in my name. I am separated from my husband who has the car. Served suit and car is up for repo.
Melissa's answer
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Answered on April 23, 2014
From the information you have given, no one can put you in jail. Threatening jail is a tactic that debt collectors sometimes use to force you to...
Archived
Served papers to garnish wages for not receiving payments for medical bill and shows on bank statements that payments were made
Melissa's answer
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Answered on March 24, 2014
Being served with garnishment papers means that there is already a judgment against your friend. Many creditors agree not to garnish wages if an...
Archived
My husband has back taxes with the IRS which I just became aware of, am I responsible for this Can they take my house.
Melissa's answer
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Answered on December 10, 2013
You need more information. You need to know what tax year the IRS is claiming taxes are owed. Then, based on the tax year, check to see whether...
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I filed bankruptcy almost 2 years ago, how long can a creditor come after a new asset of mine?
Melissa's answer
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Answered on December 10, 2013
If you filed a chapter 7 bankruptcy two years ago, then your debts have been discharged and there are no creditors to "come after" any of your...
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Bankruptcy but no unsecured creditors
Melissa's answer
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Answered on December 10, 2013
While you presently have no debt, you can assume that there will be a deficiency after the foreclosure. At this point, you have no idea of the...
Archived
Can missed mortgage payments be put into a chapter 7 as a way to catch up with the mortgage.
Melissa's answer
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Answered on June 19, 2013
A chapter 7 is not the proper chapter to use if you want to catch up your mortgage. You will want to file a chapter 13 bankruptcy which will allow...
Archived
Debt
Melissa's answer
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Answered on June 19, 2013
No. Your social security/disability check cannot be garnished, however, if these funds are deposited into a bank account, that account can be...
Archived
Im getting sued for an uninsurredaccidentcanbankrupstyclearthis
Melissa's answer
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Answered on June 13, 2013
Bankruptcy does not "clear" things off your credit report. If you file a bankruptcy and receive a discharge the debt would then be discharged or...