It is not a loan. You have no responsibility to repay it. Because you are not incurring new debt, you did not need court permission for approval,...

I need help and finding that right claim of exemption form

Alabama Constitution Article X, Section 204, up to $1,000 per pay period is exempt from garnishment. The judgment creditor may then collect 25...

Can I file bankruptcy on maintenance fees for a time share?

If this debt is the only reason that you would consider filing for bankruptcy I would suggest that you try to sell the time here first or see if...

Will it affect my bankruptcy because our bank demanded additional collateral on a loan after they found out I was going to file?

Typically a lender may require additional collateral for a line of credit if the lender feels that it is not adequately protected. While I agree...