Questions answered by Brent William Davis

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I got call from Brewton law firm about a check from 1999 and going to arrest me if don't pay money at end of month

Brent's answer | Answered on January 19, 2015

Might be a Scam. Might be a Shady collector. Be careful if you get sued. Be sure to answer the complaint within the time allowed. The statute...

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Can a person make up a payment arrangement for someone to pay back a debt without the debtors knowledge or consent?

Brent's answer | Answered on January 13, 2015

it is not a contract. It is not illegal. It is not binding. It does seem to be implicit that the crime would be reported to the police if the...

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Bankruptcy info help

Brent's answer | Answered on December 05, 2014

This fee arrangement is not good. There was a 5th Circuit Court ruling in the late 1990's that prohibits such a fee arrangement. The basis of the...

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In Alabama. Can I file "Pro Se" for lien exemption on old car used to travel for self-employed business?

Brent's answer | Answered on October 22, 2014

Several issues here. Social security disability is exempt from garnishment by judgment creditors. However social security retirement is not...

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I was discharged in 2010 one of my debtors attorney will not change my status in a local court has a pending judgment against

Brent's answer | Answered on October 13, 2014

Violations of the Chapter 7 Bankruptcy discharge are taken seriously by the Federal judges in my District. It is possible that you could prevail...

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What is the statute of limitations in Alabama for credit cards?

Brent's answer | Answered on September 30, 2014

Yes the statute of limitation for credit cards is 6 years. They have waited until the last minute sue you. You have many options to eliminate...

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What can I do to stop a termination of stay if I was not given correct information by my attorney?

Brent's answer | Answered on September 30, 2014

A tricky situation to be sure. I practice in the same courthouse you went to for Court. There are alternatives and options for someone in your...

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I am being threatened after good discharge from Chapter 13 from Cash Call with whom I filed in my case in Alabama

Brent's answer | Answered on September 30, 2014

You may have a very good lawsuit against Cash Call for violation of the Bankruptcy Discharge Order. They cannot continue to sue or to collect on...

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Is it against the law for a local creditor show up at your home or a relative home?

Brent's answer | Answered on September 25, 2014

Unfortunately in Alabama, there are little if any consumer protection laws. If you listed a relative as a reference on your loan they can contact...

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What are the chances of Wells Fargo approving a loan modification with $16,000 due in paymt and in ch 13?

Brent's answer | Answered on September 25, 2014

While you are in Chapter 13, you have a good position to approach the mortgage lender about a modification. Continue to consult with your lawyer...

Brent William Davis's Answers (56)

I got call from Brewton law firm about a check from 1999 and going to arrest me if don't pay money at end of month

Can a person make up a payment arrangement for someone to pay back a debt without the debtors knowledge or consent?

Bankruptcy info help

In Alabama. Can I file "Pro Se" for lien exemption on old car used to travel for self-employed business?

I was discharged in 2010 one of my debtors attorney will not change my status in a local court has a pending judgment against

What is the statute of limitations in Alabama for credit cards?

What can I do to stop a termination of stay if I was not given correct information by my attorney?

I am being threatened after good discharge from Chapter 13 from Cash Call with whom I filed in my case in Alabama

Is it against the law for a local creditor show up at your home or a relative home?

What are the chances of Wells Fargo approving a loan modification with $16,000 due in paymt and in ch 13?