If my mother died in Jan.2008, & a judgement was placed on her property (life est.) in 12/2009, how can it be removed?

To make sure I understand your situation: Mom kept a life estate. Kids had the remainder interest. Grand daughter had NO interest in the...

Missed my court day, stop garnishment, family member sick and hospitalized in another state and I had to be there, what do I do?

I think you had a court date but you missed it because you had to be with a family member and so now you have lost your court case resulting in a...

Is there a better way to pay on a judgment that will not just cover the interest each month?

Most judgments in Alabama make 12% which means you face an uphill battle only paying $100 a month but you should be making progress. Get a...

Question about Statute of Limitations on debt...

As mentioned, it depends on the type of debt but normally the statute of limitations is 3-6 years in Alabama. The question is, "When does it...

I have old telephone bills from 2006 on my my credit report when I lived in Michigan. What's the statue of limitations?

Figuring out which state law applies on statute of limitations can be tricky as sometimes the contract itself will tell us but in your case you...

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My contract was started in 2006, a collection agency bought it in 2011. Will it fall of my credit from the original date?

Here's the quick version. Negative info stays on your credit report 7 years from the date of the first major delinquency. So, regardless of...

This sounds like a student loan or other type of government related benefit -- maybe a govt backed mortgage loan. So the company has written the...

What is the statute of limitations in the state of alabama for being forced to pay a past credit card balance?

As John mentioned, the statute is normally not going to be over 6 years. If you last paid on 4-27-08, then the first missed payment would have...

Shocking department store credit account closure & a letter from collectors. How I proceed without damaging my credit?

Ron's advice is critical -- pull your real credit reports to see what is being reported. Get with a consumer lawyer -- Ron or me or someone else...

Should I pursue and action in Federal or State court?

You should get with a foreclosure defense lawyer who is familiar with RESPA and the new CFPB rules. These new federal rules prohibit this type...