How long can the second mortgage holder keep the lien on my property?

I'm assuming you did NOT reaffirm either the first or the second mortgage? As the others mentioned, the lien is on there until...

Can a company collect a bad check from 26 years ago? I am in shock. I am just hearing about this check.

This is probably not legit. Here's the deal. The debt is beyond the statute of limitations unless you make a payment then that can restart the...

Is there a statute of limitations on returned check debt and do they have a right to pursue this debt after 13 years?

Data Check of America will almost certainly be a "debt collector" under the FDCPA (Fair Debt Collection Practices Act). My suggestion is send...

Fighting an erranous collection account on credit report. (It's accurate but technically my case was mishandled unfairly)

Sorry you are dealing with this but sounds like the best solution. When you get the letter saying this was by mistake, you need to send that...

If pay debt through a collection agency, should I pay the original amt. owed, or the reduced amt. offered in the letter ?

Several questions for you to consider: 1. Is this showing up on your credit report now from the original creditor (phone company) or any debt...

Am I being scammed?

Probably so -- legitimate debt collectors (even ones who break the law) don't ask for money to be sent to a person. They want it sent to their...

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I am facing foreclosure and I have requested 3 times for home modification but bank has lost paperwork and more

If you are still before the foreclosure sale date, then you have a good number of options. One of the lawyers mentioned filing bankruptcy. You...

If you receive a summons for private student loan debt are you having a lien placed against you?

As the other lawyers have mentioned, you have likely been sued. A lien occurs after a judgment. A judgment occurs after you lose a...

How do I prevent foreclosure of my property?

Has your house already been foreclosed? If so then your rights are much more limited. But if you have not yet been foreclosed, there are a...

Can u get a court judgment to pay a hospital bill off your credit and show it as a debt?

The only option would be to have the creditor -- the one that got the judgment -- go with you to the judge and ask that the judgment be vacated. ...