You have several options - you may have coverage under your Homeowner's Insurance under the Medical Payments provision. Normally this is about...

Received a summons from a firm representing LVNV Funding re: debt they purchased from Sears. SOL appears to have expired.

I have dealt with LVNV quite often in Alabama courts. They generally do not have any proof that they OWN the debt which is a requirement. If...

Definitely do NOT ignore the suit. Car repo cases sometimes are done improperly and you may be able to find a local consumer protection lawyer...

What is criminal trepassing

Get with a local consumer or personal injury attorney as this sounds like civil Trespass, False Imprisonment (possibly), and in general Malicious...

What sort of proof would we need as proof of defamation?

As Jon said he needs to know if his unemployment ruling has been appealed. Defamation requires that he prove the statement was false. His own...

A credit card company can only garnish your wages AFTER getting a judgment against you. Regarding your house - there is a process called a...

I just had a Debt Collector call me "Asset Acceptance" and tell me I owe on a phone bill from 2001?!

Asset Acceptance is a particularly aggressive debt buyer - they buy up bad debt - and you need to be careful with them. I have sued them a number...

In debt collection terms, what is a A&L? An aggressive debt collector in Texas threatened (us in KY) to start procedures for

Assuming this is a legitimate debt then generally collectors can access your credit reports and can pull investigative reports. Sit down with an...

Just because, supposedly, commercial debt collection is NOT covered by FDCPA, does that mean that those of us being pursued by

It is true the FDCPA does not protect you but it does give a standard that can be useful when you sue under other laws. You may have Kentucky...

Is the responsible party still responsible if I had no insurance coverage??

Insurance does not affect who was at fault in a wreck. It sounds like the other person was at fault so that will not change due to you not having...