You have to dispute the information with the CRAs (Equifax, Experian, TransUnion) that are reporting it. Also, the information has to be...

They would have to sue you and obtain a judgment first. Even then some of your income may be exempt.

It is a dirty thing to do and most states expressly outlaw it. Alabama does not and it has to get bad for it to be illegal in Alabama.

Assuming they had a right to tow it, you may have a claim if they towed it in an unreasonable way. Rear diff damage is a pretty good indicator...

Has your father passed away? If so, one of the first steps is getting all potential heirs to sign off.

I've had to deal with this also. You may want to send a UDAP letter to the corporate office.

Does the consumer credit reporting agencies have any responsibility to validate the information a debt collector may report?

CRAs has two categories of responsibilities -- general obligations and obligations that arise when a dispute is made. In general, the CRAs have to...

They have to put you back in the place you would have been had the water not ruined the carpet.

What specialty attorney should I be looking for in this matter?

Try looking in the database of the National Association of Consumer Advocates for a local attorney.

How can I obtain copies of my credit reports when my identity has been stolen repeatedly in different ways my whole life?

Have you tried http://www.annualcreditreport.com? If you can't access them there due to security reasons, you may have to call each one...