Probably so. You also have a claim against the collection company. You need to dispute the information through Experian, Equifax, and Trans Union...

Is it true that only the FTC can sue for a collection agency illegally re aging a debt that negatively impacted you?

If the information, meaning the age, is incorrect, then you have standing to sue under the FCRA. However, you must dispute the age first. You...

I’ve been denied a credit based on my immigrant status

What is your current resident status?

Can a collection agency that purchased my credit card debt put that on my Transunion credit report prior to taking legal action?

Yes, debt collectors can place the debt information on your credit report before legal action as long as it is accurate.

Can I remove a repossession off of a credit report if the vehicle was obtained illegally?

If the repo agent breaches the peace while taking the car, then he (and the lender) have no present right to it. There is a really good chance a...

You can but there is a high possibility that your case is worth more than the small claims cap. The good news is that the FCRA provides that if...

Is it illegal for a collection agency to report fictitious payments to a credit bureau in order to Extend collection?

You may have a claim against the debt collector if it is false. You also need to dispute through the credit reporting agencies if they are showing...

Can a business turn in a claim against your credit report for something you did not do?

This tends to happen more when the rent debt gets transferred over to debt collectors but it sounds like the actual apartment company is reporting...

How do i delete this CACH LLC, from my record? It shows i owe nothing! and US BANK AUTO LOAN, there is not balance?

You can dispute it if there is anything being reported that is inaccurate.

I received a letter for a medical bill that's 12 years old. What are the statute of limitations for Oregon?

They shouldn't be able to sue you after the statute of limitations has ran or put it on your credit report. They may be able to send a letter if...