The most important step is to look out for the reinvestigation results from Equifax and TransUnion. That is what triggers your rights under the...

How do I get a cert. letter to the person I am trying to sue?

You may be able to use the sheriff's office to serve it at a much lower cost.

Can i file a lawsuit on snickers company?

You have the burden of proof that the hard object was in there. If you have it (didn't swallow it), the you may have a claim for your injuries.

How do I remove a collection listed on my credit report?

If the collection information is inaccurate, then you have to dispute the information through Equifax, Experian, and TransUnion. They then have to...

No, that does not sound like a crime.

Can I sue CRA & creditors for multiple FCRA violations & defamation? Previously disputed since 2010 with all of them!

Yes, you probably have claims if they are reporting inaccurate information or they improperly re-aged the trade line. You may also have FDCPA...

There could be any number of reasons why they changed their minds. Do you think it should have been taken in the first place?

What action can I take against JP?

What action are you wanting to take? Did the other side get a judgment against you?

Can a bank sue me and put alien against my assets for overdraft fees?

It sounds like a possible scam. See if they will send you something in writing about what they are claiming. I would not give them any debit card...

When generally writing something for a judge to read

The judges in St. Clair County understand plain language.