You may have a claim. Get medical help if you need it, take pictures, and keep all of your documents like receipts.

What division of "civil" to file on an easement dispute?

It sounds like you are seeking a declaratory judgment and not just money, so circuit civil. If you are seeking just money, then it may be district...

Fraud or Legit?

You probably want to run the letter by a consumer lawyer to determine. Most scam companies do not send anything in writing but that does not mean...

I would like to know the possible options to sue my creditor

You probably want to allow a consumer lawyer to look at your paperwork. You have potential claims under the FDCPA and FCRA and each law has...

Generally accounts can be sold unless it is part of the agreement that they will not. So it depends on the what is in the agreement. Either way,...

Almost certainly not. I would even say the company may be breaking debt collection laws by threatening it.

I think the local rules of the WDTX (if the case is in Waco) require a response within 14 days sometimes. You can read them here and see if they...

Best course of action?

Usually I like to get to the other driver's statement if you were giving one to keep equal footing but at least it is your insurance company...

How is the lease worded? Does it end on the 15th of the month? A lease doesn't have to start and end at the start and end of calendar months. I...

I don't believe it is automatic. In federal court, a motion to stay is usually filed if a party wants it paused.