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I am about to get married and may need to file bankruptcy, can I file personnel bankruptcy when I am married.
John's answer
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Answered on March 07, 2014
Assuming you qualify for Bankruptcy, there is no question that you can file after marriage. However, tread carefully. Speak with a qualified...
Archived
I am in ch. 13. I have two more years to go. My total payout on the plan is now $11,000. I inherited $18,000. can I pay off
John's answer
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Answered on March 06, 2014
Do NOT try to navigate this by yourself. Whatever you do, do not send the money to the Trustee in hopes of paying off your case. This issue...
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The amount due to a creditor is in error in the bankruptcy sechedule and the bankruptcy has discharged. Can i correct it?
John's answer
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Answered on March 06, 2014
If your case was a "no asset" Chapter 7, you have suffered no harm. The debt to that creditor is gone no matter the amount (assuming it was a...
Archived
No money...car went back.
John's answer
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Answered on February 24, 2014
The creditor has every right to collect the debt. As stated, they can't get your Soc Sec. If you have little or no equity in any real or personal...
What should I do after receiving a summons for a credit card lawsuit?
John's answer
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Answered on February 24, 2014
Make certain that you do not ignore the summons. You need to consult with a consumer law attorney in your area. The statute of limitations may or...
Surrendering vehicle to finance company two years after bankruptcy is discharged
John's answer
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Answered on February 17, 2014
You were right not to reaffirm. If you want to keep the vehicle, just keep making the payments. They will have to release the title to you when...
Archived
If im filing ch13 bankrupcy and home is in my name if i get a divorce will i keep my home i purchased it before i got married
John's answer
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Answered on February 17, 2014
You are dealing with separate issues. You will deal with the issue of your house in Bankruptcy. In a CH 13 you may catch up arrears, etc, but you...
Archived
I gave a friend a title loan on a car that was paid for. I had the paper work stating the loan with vin number etc. signed in
John's answer
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Answered on February 17, 2014
You have a valid loan at this point. However, you are probably "unsecured" until you have your name added to the title as a lien holder.
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I am filing for bankruptcy and am not sure whether or not to file for Chapter 13 or Chapter 7. I DO NOT WANT TO LOSE MY HOME.
John's answer
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Answered on February 15, 2014
In a Chapter 7, an "estate" is created. Your home (and everything else you own) becomes property of the estate... meaning that the court has total...
Archived
Can the bank take a car if the person dies but I'm still making pay,ments?
John's answer
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Answered on February 15, 2014
Unfortunately, in Alabama at least, it is not just about making the payments. You can't force the bank to let you keep it. You need to work...
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