In a CH. 7 Bankruptcy, can I claim a homestead exemption even though there isn't any equity in my house?

If you are planning to keep the home, claim the homestead exemption. The trustee will not be able to sell your home so long as you have claimed...

Is it too late to address this with the Trustee or with the Clerk at the new hearing?

The information here is not specific enough to make a determination as to whether or not you could have reinstated your case. Your best bet is to...

In Ch. 7 Bankruptcy, are you allowed to correct & amend any part of the petition?

Everyone is correct, you have a duty to amend your schedules as soon as possible after discovering a mistake, error or omission. Check with your...

I would like to request the bankruptcy filing fees be waived based on my very low income.

Generally speaking, if you know your income is going to increase in the coming weeks or months, it may be a better idea to request to pay the fee...

Will the Mortgage Modification Medication (MMM) program strip a 100% underwater HELOC in a Chapter 7 Bankruptcy?

While the MMM program does not by itself strip off mortgages, you may be able to eliminate that second mortgage and file for the mortgage...

Does the “30 day automatic stay” begin the day I file the emergency bankruptcy?

To begin with, filing a Chapter 13 case pro se is generally not recommended. There are many pitfalls for the inexperienced filer and even more so...

Generally speaking, you cannot "include" your boyfriend in your bankruptcy since you are not legally married However, since he is contributing...

Can a debtor loose homestead property in a chapter 7 bankruptcy ?

Unfortunately, the answer here is "it depends". It depends on the source of the funds, and how long ago you purchased the home, among other...

Can one attorney represent all issues? ie bankruptcy and tax issues? costs?

Depending on your specific situation, there are many cases where one attorney can represent you regarding bankruptcy and tax issues. However, it...