Archived
Me and my husband want to file bankrupcy his checks are being garnished. We own two vechicles they are paid off completely. will
K.'s answer
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Answered on November 19, 2010
When you file bankruptcy you are entitled to claim certain exemptions against the assets you own to protect those assets from being liquidated by a...
Archived
I recieve ss disability veterans disability penison. after filing bankrupsty and loosing my house i could not keep up. garnishme
K.'s answer
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Answered on September 21, 2010
Stressed Out,
First off, if you filed bankruptcy and received a Discharge, then the debts you owed creditors prior to filing your bankruptcy,...
Archived
I need to reschedule a 341 meeting and was told to submit a "pending order" what is that and how do I do it? I filled without la
K.'s answer
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Answered on September 15, 2010
Sandy,
One of the main reasons folks should hire an attorney when filing bankruptcy is to have the benefit of the attorney's knowledge as to...
Archived
Can I negotiate smaller payments with collection agency for a Capitol One credit card debt?
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Answered on September 09, 2010
While you can attempt to do that, in my experience, most collection companies are more interested in settling accounts with lump sum payments...
Archived
My combined mortgage is 504k. $366k first 140k 2nd. Total value is roughly $460k. Can the second loan be lien stripped.
K.'s answer
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Answered on August 30, 2010
If the value of your home is more than what you owe on the 1st mortgage, then No the second cannot be stripped. Here's a blog post I recently...
Archived
If I assumed all debts incured during the marriage, how does my ex clear their credit report of all the debts?
K.'s answer
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Answered on August 30, 2010
You have to remember that a third party creditor (you and your ex's credit cards) are NOT a party to you and your Ex's marital settlement agreement...
Archived
Can i surrender my house while in a chapter 13?
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Answered on August 30, 2010
It is possible to amend or modify a Chapter 13 plan to provide for the surrender of real property. The effect that action has on your Trustee...
Archived
BK discharged 03/2009 property have a sale date of 9/07/10 the bank received the bk documents from court and reschedule the sale
K.'s answer
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Answered on August 27, 2010
You have 10 days from the sale date to raise a legal argument disputing the sale. After the 10 days, if you have no legal basis to dispute the...
Archived
What happens when a person just stops paying their credit cards. .
K.'s answer
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Answered on August 27, 2010
The collection process will begin. It usually goes something like this: 1. the original creditor will call non-stop for about 60-90 days trying...
Archived
I'm being taken to court by capitol one form a credit card from 0ver 4yrs ago. Ive offered them payments and to settle out court
K.'s answer
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Answered on August 23, 2010
If the debt is over 4 years old it may be barred from collection by the Statute of Limitations. You need to be careful though, because if you pay...
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