What can a assumed mortage company legally do when they do not have proof of having note in possesion ?

The deed to your home is in your hands. It is not a negotiable instrument. A negotiable instrument means one that can change hands from one owner...

How many times can a collection agency pull my credit report?

Repeatedly pulling credit can be a form of "report poisoning" but those sorts of pulls tend to be monthly. Inquiries vanish from your reports and...

How can I protect cars from c.c. judgement asset seizure BEFORE process begins-transfer title to family out-of-state or addname?

You're talking about doing "fraudulent transfers" (which is not the crime of fraud, it simply means the transactions can be undone by the court if...

The problem with unpaid tuition is that regardless of the statute of limitations your records are flagged at the school. The next time you need...

Need help in fighting a debt I do not owe

These sound like Buffalo tactics (claiming FDCPA doesn't apply), threatening to sue. That's good news. Buffalo collectors are not big on lawsuits,...

Do late payments on other credit cards affect joint account holders?

If that shared account has negative marks your credit will be affected, but her other problems will not affect you. If she files BK and the account...

Can my accounts be frozen if my husband has a judgement.

At least in my state they would need to trace some of your husband's money into your account (through the post-judgment discovery mechanism) and...

Non-payment of debts ordered in divorce decree

You need to go back to court, reopen the case and get the decree enforced against him. What you're doing right now is good, it mitigates the...

I just got an inheiritence and I owe money for school loan and bank

Cash deposits of $10k require a notification to the IRS ... that's to stop money laundering. Breaking up the deposit into smaller deposits is a...

How long can company stay on your credit report? How long does a bankruptcy stay on your redit report? I filled in 2002.

A chapter 7 will stay on your credit report for 10 years from the state of discharge unless you succeed in disputing it off sooner (success with...