Attorneys are master intimidators (at least, according to Robert J. Ringer, and I think there might be a few other people who agree). You need to...

Can you take someone off as a cosigner on a vehicle?

If you can refinance the vehicle own your own now and you do so, the co-signer has converted your vehicle. In fact, the co-signer has already...

Can I sue a mortgage broker for authorizing a forgery?

It's fraud and potentially also extortion, and the estate has a cause of action if your mom had a cause of action. But that cause of action's...

Does the original creditor have to remove/update their negative listing on your credit after a default Judgment?

The original tradeline is the creditor's negative listing. The default judgment will be reported (if it gets reported at all) in the "Public...

I listed a couple of banks where I had overdrafts at on my bankruptcy. Now I am told that Chexsystems is reporting me.

Chexsystems will show the derogatories for five years from the last bad check. That's the bad news. The good news is that you can be on someone...

Which one is better for us chapter 11 or chapter 13 for bankruptcy?

In a business situation, Chapter 11 probably makes more sense ... and although you would have more power as a "debtor in possession" you might want...

Are hospitals allowed to run credit reports on patients when they are admitted and have Medicaid?

Generally the document you sign when you are admited is going to allow them to pull your credit. To preserve your privacy, it's usually a soft...

Do collection agencies have to send letters to you before they start calling and demanding money?

Generally under the FDCPA they must send a piece of correspondence within 5 days of their first call. But they CAN call before mailing.

Are judgment creditors required by law to file a satisfaction of judgement?

While some states like California require the judgment creditor to issue and record a satisfaction when they get paid, other states like Florida...

What should I do about charged off 2nd heloc ?

You need to find out whether deficiencies are being actively sought in California. In Florida, they AREN'T (which doesn't mean they won't be down...