Archived
Once you received a 1099 can the collector collect ? If they filed suit before the 1099 arrived, can they collect?
Mark's answer
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Answered on February 01, 2011
First, your state may have a brief (one year or even less) period during which a judgment such as the one that was entered against you may be...
Archived
How do I handle an attorney that is demanding payment from my wife?
Mark's answer
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Answered on January 31, 2011
I can't opine directly on Idaho law, but the statutes I have seen online seem to provide a good defense to the mistaken notion on the collection...
Archived
I am 70yrs old and unemployed for years. A lawsuit was been filed and given 20 days to respond.
Mark's answer
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Answered on January 30, 2011
You can also find a small, out of the way bank or even one in Delaware.
Archived
My mom just passed away in November 2010. I receive daily calls from a collection agency with a recording that states my mom's
Mark's answer
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Answered on January 29, 2011
It is possible that you are obligated, depending on what the debt is for. 30 states have filial responsibility statutes but PA is by far the one...
Archived
Do wage garnishment laws apply to your state of residence or state of employment? Revised.
Mark's answer
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Answered on January 28, 2011
Employment, because the case is technically an ancillary one filed against the employer.
Archived
Did I just pay the wrong people?
Mark's answer
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Answered on January 28, 2011
There's a good chance they are collecting legitimately, but in order to make sure, you could contact the bursar's or comptroller's office (or...
Archived
Can a court grant a default judgment on a time-barred debt collection suit when the mere filing of suit violates the FDCPA?
Mark's answer
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Answered on January 27, 2011
The FDCPA is not self-executing. Their filing in state court on a time-barred debt gives you the opportunity to go to court on the federal claim...
Archived
About to getting levy on my account. How do i get away ?
Mark's answer
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Answered on January 26, 2011
Delaware can be a good place to bank.
Archived
A judgment for $1230 was issued against me in 10/05 by "NCO FIN/99". How is the best way to settle or remove from credit report?
Mark's answer
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Answered on January 26, 2011
It looks to me like NCO got a judgment. You need to find out from court records who the attorney was and work through him to negotiate a...
Archived
Where does a Debt Collector have to file against you to collect on a credit card debt?
Mark's answer
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Answered on January 25, 2011
The FDCPA requires them to sue where you live now or where the contract was signed (keep in mind this is federal law and is not...
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