Judgement filed in 08/1990

The garnishment may not have been done in Florida. If your employer has a presence in New Jersey, the creditor could have filed a garnishment there...

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If there's a settlement before going to court between debtor & debt collector, Is that still reported to the Credit Bureaus?

What will not reach the credit report is a public record (the judgment), which is of course highly negative. Public records also appear on...

Underwater 2nd Mortgage Discharged on Chapter 7 BK here in Miami, Charged Off and sold to a collection Agency, What now?

Unless the first is quite close to being paid off, the second should be willing to take a settlement, perhaps one as little as 5% and certainly not...

I just found out about a lawsuit that took place 5 years ago against me and I had no knowledge of it, what can I do?

Do you provide more than half the support for someone else in your household? You could potentially eliminate the garnishment by filing for head of...

In addition to what my colleagues have stated, it's important to note that if there is not yet a deficiency judgment, the mere existence of a...

Judgment Lien Holder Refuses To Respond To Demand For Release

One avenue would be to file against the attorney and/or (former) creditor in small claims court. The lien is unenforceable in any case, but it does...

How can I stop repossession companies from coming to my home for a car I do not own and have never seen?

The repo guys are just like mafia hit men competing for a bounty. You have to get the boss to call it off. Ask the next repo guy who the owner of...

Paying on a defaulted debt in Florida *tolls* the statute of limitations *if* the payment goes toward principal or interest. It does NOT restart...

How harmful can be a debt posted by a debt collector in the credit report? How much will they take to not post it?

An unpaid debt will be reported 7.5 years from the date of first delinquency (DOFD) and 7 years from the date of last activity (DOLA), assuming...

There is an argument for applying a federal two year statute of limitations that has been successfully used. It has also been heavily criticized,...