Are there any other means other then bankruptcy to resolve a past due bill willing to do installment but co. refuses to respond,

They apparently have a judgment which has allowed them to levy a bank account. It's possible they obtained that judgment improperly and that you...

Accord and satisfaction law has changed in most states over the last 20 years, following a revision to the Uniform Commercial Code, section 3-311...

While it's not wise to trust a single website, Bankrate suggests that the New York statute of limitations on debts is six years across the board....

Garnishment interrogatories came back with no accounts at the bank. Now what?

With a judgment you have a right to post-judgment discovery. That can take the form of interrogatories, a request for production of documents and...

The collector send me a letter in response for my "pay for delete" letter, that asked me for more information to verify the debt

This is a common scenario. I don't think there is any particular trap being attempted here. Original Creditors and subsequent Junk Debt Buyers...

Selected as the best answer

Is it legal for a debt collection law firm to send a sheriff to my house to sell personal belongings at a sheriff sale

If they have a judgment they can probably do this. If they do not have a judgment but are suing you, such an action is very likely...

The key document is the title. If the title is in the possession of the person who wants to sell the car, there is a powerful motivation for...

Seeking an NACA Attorney to Sue Portfolio Recovery Associates, LLC (PRA) for Violations of the FDCPA and Florida Law

You're looking to be lead plaintiff in a class action. Class action experience, as well as familiarity with part VI of chapter 559 would be more...

What to do if the judgement debtor claims he will file his own satisfaction of judgment with the court.

The filing of a forged satisfaction would be fraud, and the local prosecutor should treat it accordingly.

Could a collection agency refuse to set up payment arrangements?

They can do this. It doesn't put money in their coffers however. If you send them $100 monthly, they don't have to accept it, however if they...