A collection agency has filed a judgement against me the status states Pending...Stray Pleading Check Out. What is this?

Statute of limitations is debated, as other attorneys note. The best case for the four year time frame is the Fernandes case. Credigy v. Allen...

Are assets held in my name safe from my spouse's creditors? My wife is from SC. She has creditor judgments in the state.

I can't opine directly on S.C. law, but let me tell you how it typically works. Titling things in your name not hers is pretty much going to do...

Who do I contact about these people who keep trying to contact me about paying this unpaid payday loan with threats?

This is an abusive debt collector. Call a consumer lawyer and have them sued for violating the FDCPA.

Collection agency stating that because of the age of the debt I will not be sued and it will not be reported to credit bureaus.

The judgment is a problem because it may still be valid. The fact that Portfolio has said it won't sue on the others gives you important rights...

Selected as the best answer

If a company went out of business with me owing a balance, 13 years later can a collection agency legally demand payment?

As other attorneys have noted, the statute of limitations has probably long run on this claim. Also, the letter is likely very carefully worded...

Is it legal for an institution to send me to collections agency without contacting me?

You're in a Catch 22 because the University won't talk to you and I can assure you the collection agency won't believe you. Once the Catch 22 is...

How do i pay a dead judgment creditor off so i can get my apartment tomorrow

You may not be able to get this done in the time frame you are looking to do it. But here are some steps you might take. First, not every...

What is the best resource to use for a debt collector to locate the employer and/or assets of a debtor? The best website?

Lexis/Nexis covers the asset side. If you have permissible purpose to pull it, their credit record will often show work information. However,...

Real Attorney or just Debt Collector?

Utica is close enough to Buffalo for this to be just another Buffalo-type collector. That means the worst of the worst. Take notes. Make...

I very much doubt that TD is doing this itself. That leaves a collector (working for TD), or a junk debt buyer (bought from TD). Collections...