Can I foreclose on the bank after buying a property sold in an HOA foreclosure? Was the HOA lien considered a super-lien?

In law school they taught us "The Bank Always Wins." The ugly truth is that the bank's lien is likely superior except for 1 year of HOA fees,...

What can I do if a company keep sending wage garnishments that are not being opposed?

Someone's trying to get your attention. It's possible if you contact them they will work with you to set up a payment plan. Otherwise, unless you...

Am I liable for this person's debt?

No, you are not liable for his debt. A cease and desist letter advising that both the phone number and the address are invalid for the individual...

How do we remove a civil judgment on my sons license, that we went to court on and got all tickets dismissed, he wasn't in?

It would appear they filed one year late. But without appearing and defending, he lost that opportunity to contest the statute of limitations, at...

How am I supposed to respond to a letter from a collection agency requesting payment on debt already satisfied?

It has a rude name, but it gets the job done. You need a FOAD letter.

Credit Card company was ordered by the Judge to submit the original agreement within 30 days.

You would want to get a hearing ASAP, provide the other side notice, and show up hoping that the creditor doesn't pull an agreement of the correct...

Old inflated credit card debt from 7 years ago is on my credit report. Letters to credit bureaus with docs go ignored. Now what?

Arthur is right, Tara is wrong. The actual time frame for the tradeline to become obsolete is 7.5 years from the first missed payment. My book is...

Is it possible to sue for or put a lien on an inheritance to satisfy a restitution order?

In Florida, a caveat is a document filed with the court that will require the court to give certain notices to the individual filing the caveat...

Is there anyone willing to act as a consultant to young attorneys to teach them how to defend consumers against creditors?

Attorney Peter Barry runs an FDCPA boot camp. Also you can learn a lot on creditboards.com and debtorboards.com ... some of the pro se people know...

What they have done (if intentional) is known as "distant forum abuse" and there is case law curbing it in California and Georgia. I don't know...