Archived
I received a summons I am being sued from citibank for unjust enrichment off a credit card that I had not payed what do I do?
Mark's answer
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Answered on August 01, 2009
Unjust enrichment is a weak-sister, last ditch cause of action (reason for suing) used by a creditor who lacks a good, solid contractual claim. So...
Archived
Class action law suit agaist countrywide
Mark's answer
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Answered on July 30, 2009
If there is a class action lawsuit with respect to some aspect of Countrywide's misdeeds, typically you will automatically be in it if your...
Archived
If you finance auto from dealer, cash down and trade, adv financing approv. 31 days later can they tell you,mistake not apprved
Mark's answer
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Answered on July 30, 2009
The name for this is the "spot delivery scam" and you need a lawyer who handles consumer disputes. As an alternative, you might try contacting the...
Archived
I recently had a domesticated judgement brought against,claiming I received a preferential payment what can happen now?
Mark's answer
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Answered on July 28, 2009
They can now use post-judgment remedies like garnishment, asset seizure, liens, levies, depositions in aid of execution, etc. unless you can fight...
Archived
My mother in law passed away owing 16.000 in credit card bills. Can the credit card companies come after me for her debt?
Mark's answer
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Answered on July 28, 2009
Unless you were a co-signer on the debt, you're not responsible. Certain collection agencies specialize in deceased debt--cadging payments from...
Archived
Debt collector threatning to suspend me and mothers licenses for uninsured non reported accident!!!!
Mark's answer
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Answered on July 28, 2009
If they sue and get a judgment they can suspend you for lack of financial responsibility. If they do that and there is a hardship you may be able...
Archived
Can I legally pay off a debt prior to bankruptcy by selling stock
Mark's answer
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Answered on July 28, 2009
There is typically a 90 day lookback on voidable preferences, but the trustee may have the option to look back even farther in some cases. You will...
Archived
I recently had a law suit for a debt dismissed with prejudice.
Mark's answer
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Answered on July 28, 2009
You need to stay on top of this situation. There are at least five databases that you will want to watch: Equifax, Experian, TransUnion,...
Archived
Can you have your wages garnished from a debt that's not yours?
Mark's answer
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Answered on July 28, 2009
If you can prove you are not the judgment debtor, the garnishment will be dissolved and the money will be returned to you. Potentially you might...
Archived
What can be done about negative items on your credit report that are debts incurred by a separated spouse prior to divorce?
Mark's answer
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Answered on July 28, 2009
If she was a co-obligor on the accounts, then in the eyes of the law she is likely just as responsible for them as he is (although she may be able...
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