Archived
Can I be held responsible for debt that my husand created without my knowledge . If so what can I do to protect meself .
Mark's answer
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Answered on August 17, 2009
Typically if you don't sign the papers, you don't have the problem (directly, anyway) when the lender goes unpaid.
That's not to say that...
Archived
Will a person who cosigns for a car loan be responsible for any other debts of the other persons bankruptcy
Mark's answer
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Answered on August 17, 2009
It's generally not a good idea to cosign for anybody but the liability won't extend beyond the debt you cosign for.
However, many folks find...
Archived
Whether a tenant pays a court judgment or not can the tenant be reported to the credit reporting agencies? and if so how?
Mark's answer
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Answered on August 17, 2009
With the tenants' banking information your attorney may be able to attach their bank account(s).
Credit reporting is something you are right to...
Archived
Do I need a lawyer
Mark's answer
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Answered on August 17, 2009
They can do *any* of this ... *after* they get a judgment and not before (and only to the extent the equity in your truck is worth more than the...
Archived
A collection law firm was granted a default because my husband didn't show up to contest it in court. We were relying on the
Mark's answer
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Answered on August 17, 2009
Only an attorney can represent you in court. The debt consolidators could be sued by you, or your state's bar could go after them. The former is...
Archived
How can I transfer a property with liens and back taxes owed to someone willing to take on the responsibility?
Mark's answer
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Answered on August 17, 2009
If you are on the note, your transfer of the property by signing a quit-claim deed will not relieve you of responsibility. The new owner's...
Archived
What if I did not receive a wage exemption form with my wage garnishment?
Mark's answer
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Answered on August 17, 2009
Court systems often put their standard forms online. You should check the websites of your county and state's court system to see if you can find...
Archived
Are there any advantages to going to court for a collection filed against me?
Mark's answer
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Answered on August 17, 2009
Creditors don't always sue. I know of one local hospital in the Tampa Bay Area that is an extremely infrequent flyer, court-wise. You can check the...
Archived
Short-sale Help: Bank sold my loan and sent "Notice of Voluntary Dismissal of Defendant" (without predjudice)
Mark's answer
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Answered on August 17, 2009
Ms. Golant makes a great point: since you're giving up the home, the next key point of contention is the *deficiency*.
The best result for you...
Archived
Can your wages be garnished without notification?
Mark's answer
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Answered on August 17, 2009
There is typically no warning required because the lawmakers presume that if the debtor received warning he would just move the money out of reach...
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