The co-signer for my car loan might file chapter 7. How will this affect me?

Chances are there will be no reaction from the lender given the good payment history, however the terms of the law would probably allow them to...

If a civil judgement is placed against u does that go on ur credit and if so how long does it take t

It can appear on your credit in the "public record" section. Because the articulation between the court system, private contractors who enter the...

Is a judment debt still valid if the judgment holder was not listed in a chpt 7 discharged, and never knew about the filing?

Your question needs a little bit of clarification. If the judgment creditor obtained a judgment without having made valid service of process on you...

What does it mean whn you get a letter from the finance company stating lien satisfaction releasing interest in the collateral.

It means that the item covered is now yours, free and clear.

Lack of proper service can probably get the judgment vacated if you act quickly enough. There are enough ins and outs to determining the start...

ID theft with in the family, what should I do?

The FACT Act gives you rights in this situation.

Car Dealer repossed vehicle due to the fact they couldn't get a bank to finance the vehicle, although initialing it was approve

They dehorsed you six months later? What happened is called the "spot delivery scam" or "yo yo financing" ... I've never heard of it being a...

Bank is trying to keep my car and it is paid off

Banks and credit unions usuall have a "right of set-off" buried in the language of their agreements that allows them to do this. You need to review...

My car was reposessed for credit card debt from 8 yrs ago. Who should I contact?

In Florida $5,000 of property is exempt from creditors' claims. Your car is automatically exempt to the extent of $1,000 of value, and you can...

The greatest danger would be if your employer also has a presence in NJ. A PA court is not going to give garnishment, but a NJ court will, and...