Archived
Recently tried to purchase a home with husband under VA loan and was denied due to bankruptcy filed back in 2004, need advice
Mark's answer
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Answered on September 02, 2009
You will need to find a loan program whose guidelines you fit under. A mortgage broker who specializes in "B/C" (bad credit) situations may be able...
Archived
How do you get a collection agency to send a settlement letter?
Mark's answer
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Answered on September 02, 2009
Tennessee is a tough place to be a debtor. Highest bankruptcy rate in the nation, driven by strong creditors' remedies in state court allowing...
Archived
What is a notice of hearing on plantiff's motion for summary judgment?
Mark's answer
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Answered on September 02, 2009
It means they think you've already lost the case and they want the judge to rule on that.
Archived
I dispute an ATT debt from 16 yrs ago while I was overseas in the military.
Mark's answer
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Answered on September 02, 2009
Gently let them know they're about 14 years late on this.
Archived
My landlord is suing me in civil court in columbia sc i dont want a trail or to contest bc i do owe him.
Mark's answer
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Answered on September 01, 2009
Many court systems allow a stipulated settlement that gives you the opportunity to pay over time *without* a judgment being entered (unless you...
Archived
My unpaid medical bill from 2006 is in my credit history. How to pay and take out from credit history?
Mark's answer
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Answered on September 01, 2009
You asked for "pay-for-delete" (also known as "credit bartering"). It violates the collector's contract with the CRAs to delete because of payment...
Archived
Can a creditor take me to court again once a judgement has been entered against me.
Mark's answer
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Answered on September 01, 2009
The creditor can go back to court to try to garnish wages or attach property or levy on a bank account. The court will look at what you can present...
Archived
If i file chapter 13 and loose my house because i still cannot afford to pay for my house. can i rent a house with chapter 13?
Mark's answer
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Answered on September 01, 2009
You can rent a house with a Chapter 13.
You can buy another house as soon as your Chapter 13 plan is completed, however for a conforming...
Archived
Can my girlfriend fix her credit because her dad opened up credit cards in her name?
Mark's answer
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Answered on September 01, 2009
She needs to make use of the FACTA act. It is not necessarily her choice to press charges or not. The creditors are the ones who have been defrauded.
Archived
3 people own a rental condo as an LLC. One person files Chapter 7 bankruptcy. Can the court force a liquidation sale?
Mark's answer
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Answered on September 01, 2009
The answer to the question will lie in your operating agreement (you did have one didn't you?). Typically a well-drafted operating agreement will...
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