I recived a 1099c from a collection firm for a cancellation of debt that is not mine and the collector will not reviers the 1099

IRS form 3949a will allow you to report them for fraud. Meanwhile, you should still attach the form 1099-c to your 1040 form, along with an...

I have a past bill with Alltel,now in collections for Verizon

Verizon bought Alltel in May 2009, so whatever you owed Alltel is now owed to Verizon. If the bill has been delinquent for more than 2 years,...

Is it legal for a creditor to file a judgment for an account that was defaulted 6 years before the judgment?

There is often a delay of several months between the filing of a lawsuit and the issuance of a judgment. Without more information about the exact...

I have received an auto-sort letter from an out-of-state attny. No signature. Is it legal?

There are a number of states where the bar association has sanctioned attorneys for failing to have "meaningful involvement" with the cases they...

Can a collection record be removed by the credit bureau after 7 years?

The simple answer is it comes off 7 years and 180 days from when it first went delinquent--and it should vanish on its own (it's called "aging...

A creditor is not going to find out you are working unless you or a friend or relative tells them or they follow you there or you deposit a check...

I recieved notice of a hearing that i was bieng sued for a debt from 1993, 10 days after the hearing took place.

There may be problems with service of process and it is also possible that the claim was beyond the statute of limitations (although Ohio has a...

I recently paid off a charged off credit card. Is it possible to have this removed from my credit?

First, you need to recognize that you were asking for "Pay for Delete" a/k/a PFD (known among the creditors as "credit bartering"). It is very...

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Landlord is in Chapter 7 can be he his own trustee and continue collecting rent

When a landlord is in Chapter 7 there will be a trustee to pay and I can almost guarantee it will not be the owner who filed the Chapter 7...

I haven't checked Maine, but hardly any state has a statute of limitations over 6 years for credit card debt. The Maine statute may not even apply...