Archived
My income taxes were kept by the government to pay off a student loan and they stood with all of the money .
Mark's answer
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Answered on February 26, 2010
You are in CAIVRS. Until you get out of CAIVRS your tax refunds will be diverted to pay off your student loan (which by the way is accruing...
Archived
Once an automobile is paid off could it be taken away for a past Debt?
Mark's answer
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Answered on February 25, 2010
To seize a paid off vehicle a creditor needs to:
1) Sue your husband,
2) Win a judgment,
3) Ascertain that you own the vehicle (either through...
Archived
Can I be sued by a law firm in my state, North Carolina, if the debt has been through more than one collection agency?
Mark's answer
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Answered on February 25, 2010
The debt may or may not still be owned by BofA. It does matter because you have more defenses against a junk debt buyer.
The Hanna law firm is...
Archived
My bank account was garnished for over $1600 today without any warning for parking tickets!
Mark's answer
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Answered on February 25, 2010
Throughout the country cash-strapped cities, counties and states are groping in their couch cushions for money. You've just been hit by one of...
Archived
1099 principal reduction loan mod
Mark's answer
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Answered on February 25, 2010
When you have received monies in the form of a loan those monies are not "income" unless and until it becomes apparent that you will not be paying...
Archived
My mother is ill do i have to be responsiable for her debts if she goes to nurseing home.
Mark's answer
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Answered on February 25, 2010
Oklahoma is not on the list of states said to have filial responsibility statutes that would make you pay, however that's not to say that the...
Archived
Length of time before a creditor can charge off a debt or sell to a collector.
Mark's answer
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Answered on February 25, 2010
Rule 5000 requires that installment loans (home, auto, boat, etc.) be charged off at 120 days of delinquency, while credit cards charge off at 180...
Archived
Can I be charged interest on an old debt that was charged off by original creditor and now bought by new company?
Mark's answer
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Answered on February 25, 2010
The bad news is it can report until July of 2012 (under the FCRA).
The good news is that assuming a four year statute of limitations (I can't...
Archived
Would bancrupcy clear my debt and drivers licence from a collection agency
Mark's answer
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Answered on February 25, 2010
If the debts are dischargeable in bankruptcy the items that are being withheld from you on the basis of the debts can no longer be withheld from...
Archived
Can a Georgia court garnish my wages if I'm a Florida resident
Mark's answer
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Answered on February 25, 2010
If your employer has a Georgia presence then a Georgia court has jurisdiction to garnish your wages even though you live in Florida. Typically your...
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