Can i be held responsible

Florida's Supreme Court abolished the common law "doctrine of necessities" in 1995; Connor v. Southwest Florida Regional Medical Center, Inc., 668...

If Zwicker is calling you chances are your Discover charging privileges are forever revoked. Even for some time after they take that step, they...

Debt Collectors still call me 3 times a day. It has been 20 years!

Assuming that none of those creditors got a judgment or is of the type whose claims never go stale (governmental, student loan, library fines,...

Where does a legal action have to be filed on a deficiency balance on a mortgage?

It's possible that your efforts to work with the bank are counterproductive ... the "active" file (meaning the one where you're making a lot of...

What do I really Owe.

I hope there's no "bullet" or "balloon" payment called for in your car loan. What should be happening there is that you will call them and they...

I have an old mortgage that is showing as an "adverse account" and "open" on my credit reports even though it is closed.

Without knowing more about what else is on your credit report it is difficult to say whether and how much this account is hurting you. One...

What SC law helps an individual when a creditor refuses payment for debt that they say has been filed in court?

If they lied to you when they said they filed in court they probably violated the FDCPA, and you can sue for that and get at least $1,000 and your...

Is there a list of states that do not permit debt settlement? Or a list of statutes for each state pertaining to this issue?

A shortcut may be to review the websites of some of the more major and more reputable debt settlement companies. The ones that are pro-active about...

I lost a home to short sale in 2002. The second mortgage was not satisfied. Now I have a threat for lawsuit. What do I do?

My Colorado license is no longer current so I cannot opine specifically on Colorado law, however there are a couple of potential defenses and you...

How do I get a finance company to come pick up a vehicle that was financed with them?

They want to know how much rent you pay a month and how much your pay is and where you get it. The reason they want to know this is so that they...