Archived
Can I be sued for a debt due in 2010 in Texas but charged off in 2011? I've moved from Texas to New York
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Answered on December 05, 2014
Default is likely 30 days after the date it was due. If the institution's accounting rules said to charge off after a year, then 5/19/10 would be a...
Is there such thing as the Interstate Bureau of Commerce? And what is it
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Answered on December 05, 2014
Lately I'm seeing a trend of Indian or Pakistani boiler rooms that call people and claim to be IRS or what-have-you. They try to get you to...
Will an attorney call family members to look for you?
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Answered on December 03, 2014
Lexis/Nexis sells a report on you that runs 50+ pages and will list everybody you went to kindergarten with. Collectors use it to try to find...
Archived
HELP WITH LEGAL JARGON!!!!!!
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Answered on December 02, 2014
You only get to keep $1,000 in a bank account, unless you have enough people in your family that when you divide the amount that puts you in...
Archived
Chase Bank Credit card agreement shortens the SOL to three years. Debt is five years, Ohio debt law is 6 years, which prevails?
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Answered on December 02, 2014
An ABA article indicates that Ohio is a choice-of-law state, which means that the contract's provisions will usually be respected.
That gives...
Archived
Can my ex-wife wait 11 years to collect on a judgment from 2003? If so, am I also obligated to pay interest?
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Answered on December 02, 2014
Judgments typically have a fairly long life before they expire. Ohio has been known to have longer statutes of limitation than other states....
What happens after I win my exemption in a wage garnishment order?
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Answered on December 01, 2014
The judgment stands and you still owe it. Wage garnishment is only one arrow in their quiver.
Your car could be at risk, as could your personal...
Archived
Should I respond to collections agency?
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Answered on November 26, 2014
Mr. Corbin is likely on the right track here. In some cases ambulance bills are owed to governmental entities that need not (and don't) respect...
Archived
In what state should I hire a lawyer to collect a 40K debt? My corp. is in IL. Their LLC is in CO but the owner lives in IL.
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Answered on November 26, 2014
If the contract specifies that you are operating under Colorado law and going to court in Colorado, then you will need to abide by that unless your...
Archived
Statute of limitations on credit card debt and credit report
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Answered on November 25, 2014
As a practical matter, the dispute process can result in many tradelines being removed from your credit report well before the 7 year obsolescence...
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