I have a lot of credit card debt and I am having trouble making the payments. The interest went from 10 to 29.99%.

You've been "ratejacked" but the good news is that your disability payments from SS are exempt and your CIGNA payments are likely exempt. Idaho...

If my ex has no job and I decide to take him to court for child support, how much would he have to pay

The court will make him pay according to his ability to pay. The court can order him to get a job and begin making payments. The court can back...

If I am just a second card holder on a credit card account can it be posted on my credit report?

If you are an "authorized user" and not jointly obligated, the creditor can't sue you under contract law principles (although if you used the card,...

I had a lein placed on my house 10 years ago. now a different company is tring to garnish my wages for the debt. can it be done?

I'm not an Ohio lawyer so I can't opine directly on Ohio laws, but I can tell you generally what debtors face in most parts of the country....

The statute of limitations for REPORTING on your credit reports is 7.5 years from the date of the first delinquency (7 years from "last activity"...

Can I be sued or have my wages garnished if the attorney for the company cannot produce a contract?

OK, your answer isn't clear whether they already have a default judgment and are proceeding to garnish, or have sued you and are telling you...

Loan settlement agreement

I think you should see a bankruptcy attorney and review your financial position with him or her ASAP. Settlements in the 10-20% range are not...

How do I avoid bankruptcy, I have two business debts that I personally guarentee. I would like to work out a settlement.

Who's telling you they're likely to pursue deficiency judgments? Those are pretty rare in Florida, although not as vanishingly rare for commercial...

Is my dad responsible for credit card debt wife forged his name to get

This is identity theft. The FACT Act provides potential relief. Your father should pursue his remedies.

I own a SFR investment home and am upside at last $100,000. If I'm foreclosed upon will I be sent a debt forgiveness 1099?

I'll admit I did not notice that this was not a primary residence. The foreclosure can create a tax loss, and that loss could be partially offset,...