I owe a certain amount on a credit card and I got very sick for over 4 months. They filed a civil action against me?

It sounds like discovery in aid of execution, not a freshly filed lawsuit. Unless they are getting ahead of themselves, they likely already have a...

Is it considered harassment when three different creditors are trying to collect the same debt with different amounts and dates?

It's unusual to find a debt farmed out to three different collection agencies simultaneously. Harassment relates to the frequency and tenor of the...

Is there such thing as Credit Card debt relief available?

Yes. First, although $10k is not much money to do it on, you could declare Chapter 7 bankruptcy, which would wipe it out. If for some...

Are my wifes assets safe?

It would depend on whether she had signed anything in the way of a contract with the doctor or other providers or at the hospital. Florida no...

What income and household size for chapter 7 means test. live in boyfriend has job, I don't have any income. we both have kids

There are a number of means test calculators online. You should try a few and see if they agree. If not, you'll need a free consult with a good BK...

We filed chapter 7 and were discharged oner two years ago, now the mortgage company is suing us, how is that legal? its discharg

You gave up the house, right? They can sue to get the house back (some debtors keep the house but don't affirm the personal aspect of the mortgage...

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Attorney Files Bankruptcy In My Name

I should have mentioned: The place to get that info is PACER.

Does asking your creditors for a debt settlement affect your credit

Of course. Settling with a creditor for less than is owed is a mark against your credit that will show for many years (up to 7.5), however it beats...

Can a levy be put on an account which doesn't have the persons name on it in which the judgement was brought against in Oklahoma

To get at this other person's account (assuming that the creditor suspects that some of the debtor's funds are in their account), the creditor...

Credit card co has judgment against me, filed w/ county recorder "against any of my real property". Have none; filing chapter 7

Once your bankruptcy is discharged, you typically wait out a waiting period of up to a year (the delay varies by state law) during which the...