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What to do w/a home in your name and the bank has not foreclose after a Chapter 7, and Discharge in 2011?
Earl's answer
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Answered on October 27, 2014
Moving forward with a foreclosure is up to the bank. We have seen it take years. You are right. You do need to get your name off the house.
if...
Archived
Any liability to sign a listing agreement for a short sale when home was discharged in my chapter 7 but bank never foreclosed?
Earl's answer
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Answered on October 27, 2014
We have handled a number in this situation, including those located in Seminole County. You need an attorney to guide you through the short sale ...
Archived
A judge ruled an Order against me, but I haven't had a Final Hearing in my Domestic Relations case;
I now need a new attorney;
Earl's answer
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Answered on October 26, 2014
It all depends on the type of order involved. If it is a final order, then it needs to be appealed within 30 days. You have 10 days generally to...
Archived
In Chapter 7 bankruptcy, does the trustee have a deadline to pick up my non exempt property?
Earl's answer
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Answered on October 13, 2014
Has your 341 meeting occurred? Usually if the trustee does not see value to the estate, he will issue a report of no distribution very quickly,...
Car valuation for ch. 7 bankruptcy - (Middle District of Florida -Tampa Div.) -- is vehicle condition taken into account?
Earl's answer
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Answered on October 01, 2014
As Ms. Bunce says, using a lawyer with a good relationship with the trustees might help. You can also use any available personal property...
Archived
I filed Chapter 7 with a stay in place. Can I motion the court to have a creditors stay lifted? See details. Thank You!
Earl's answer
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Answered on September 30, 2014
If they are a creditor that you owe money, listed, and, unsecured, then they are going to discharged anyway. Why should there be a hearing? I do...
Will Credit Union use cross-collateral clause to retain title on my car? do they have to disclose their intent?
Earl's answer
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Answered on September 24, 2014
The credit union has cross-collateralization powers that allow them to use the car as collateral for what would otherwise be an unsecured debt with...
Archived
My mom was in my car she got into an accident and was at fault. My insurance was not effective. What will happen next?
Earl's answer
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Answered on September 17, 2014
Getting insurance after an accident is like closing the barn door after the horse gets out and hit by a car. It will not help. If your mother had...
Archived
Am 30mths chp 13prose, a sec. creditor has violated auto stay. what can/should i do? this creditor(hoa) tried to take my home
Earl's answer
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Answered on September 11, 2014
A Chp 13 pro se is never a good idea. File a Motion for Sanctions. Get an attorney if you do not know how.
Archived
I filed Ch7 and included my mortage, 1st and 2nd. It should be finished this week.
Earl's answer
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Answered on September 03, 2014
As the other attorneys have advised you, discharge in bankruptcy deals with the debt but not the lien on the home, meaning that the banks can still...
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