Can we file bankruptcy on our home only.

The prior answers are correct. The only thing I would add is that in Florida, you now can strip junior mortgage that are underwater in a Chapter 7...

What are the chances for a downward departure if all of the requirements and reasons are met

Your question is showing up in the bankruptcy section, and it appears your question is better suited for the criminal section. Please re-submit in...

If you have prevailed at the exemption hearing, then I would do the following to protect yourself: 1) Obtain a certified copy of the order...

Yes, this is not your debt and they cannot legally collect it from you. The prior comment contained good advice. To add to that, I would also...

Can they add in interest & lawyer fees if I sign a contract that I agree to this judgement due to hardship before the court date

Yes, a settlement agreement can provide that you will have to pay costs and attorneys' in the event that you default on the agreement. If can also...

2 YR AGO IRS LEIN, I HAD PRIOR MED MAL SETTLEMENT, SINGLE LLC PROTECTION, HOME CLOSING,.DO I USE HOMESTEAD,OR LLC TO KEEP HOME.

Generally speaking, the Florida homestead is the strongest form of domestic asset protection available, even compared to retirement accounts and...

Selected as the best answer

How long does it take for a collection agancy to report debt to one of the credit bureus?

Not all collection agencies report debts to bureaus. The ones that do typically cycle in the trade line or delinquent account info within 60 days...

How long can interest accumulate if I have defaulted on a debt?

Interest accrues on the note until the note is discharged, satisfied, or rendered legally unenforceable by the statute of limitations or court...

If i get a phone call from a person telling me that i owe money for a check that i stoped payment on can this be done over the

Just to add to the other excellent answers, if the holder of the check is trying to make you liable for treble damages on the check under the...

Ambulance bill that I don't believe I owe. Debt collector using bullying and name calling tactics.

A debt collector is prohibited by law from using harassment and name calling in the collection of a debt. The prior answer was great advice for...