Can I participate in the Bankruptcy court MMM program even if the property has no equity?

Yes. A property does not require equity to be evaluated for a bankruptcy mortgage modification. I suggest you speak with a bankruptcy counsel in...

1 am a 68 yr old 100% service connected disiabled vet I pay monthy fees on a timeshare19 yrs can my ss benefits be guarnished ?

With a few minor exceptions, Social Security benefits cannot be garnished by creditors pursuant to Section 207 of the Social Security Act. Contact...

In November we received a bill from our Home Owner's Association board due to alleged parking violations.

Writing “Satisfaction of all Fines” in a check memo is not binding and would require additional unusual circumstances. Note when you do not pay...

Annual Election of Board Members

Ballots in Florida are generally open to the public for inspection. An individual is entitled to inspect the ballots and note the number of votes...

I was told from a collection agency that after two attempt to contact me. They have the right to garnish waged from my employer

The US Department of Education may garnish your wages without a judgment. This type of garnishment is an administrative garnishment. However,...

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The Fair Debt Collection Practices Act (FDCPA) covers consumer debts which are primarily for personal, family or household items. In addition,...

My 100% chapter 13 was discharged after 5 years and now i got court papers over a property listed in it.

Florida is a lien based state. A debtor who surrenders mortgaged real property and receives his discharge is not removed off the mortgaged real...

Chapter 7 Form B8 - I am surrendering a Condo and leased vehicle. When do I contact the Creditors in these two instances?

I agree with my colleague. Note bankruptcy will discharge only pre-petition condo dues. A debtor is liable for post-petition condo dues until...

Can I sue my Insurance Co. if they did not provide the insurance that I signed up and paid for for 2 years.

I agree with my colleague. In Florida, an insurance agent owes a fiduciary duty to the insured and you may have a cause-of-action against your...

How garnish on a won small case court if the people have move and desapear?

Collecting judgments in Florida is a difficult and frustrating process. An HOA certainly may attempt to garnish a judgment debtor. However, if...