If I continue to pay the mortgages on time will her bankruptcy effect me? Was she required to notify me about the bankruptcy?

As a codebtor, you should have been listed in the bankruptcy and received notice. If you continue to pay the mortgages, her bankruptcy should not...

Was my judgement discharged? As a creditor, I was never notified. Can I still collect on this judgement?

You should have received notice of the bankruptcy if your ex-employer listed you as a creditor. If you were not listed as a creditor then your...

How do I get the registration in my name.

If your name is not on the vehicle title, you are not able to register it in your name. If your name is on the title, you should contact the...

What options do I have to resolve this without having my wages garnished.

You should speak to an attorney in your area about whether or not you have an exemption to wage garnishment. If you do not make arrangements...

How can I verify if a debt collector who calls me is trying to scam me or if it is a real debt?

Online loan applications are ripe for being sold to unscrupulous brokers. The best way to verify whether or not the debt is valid is to request...

Hello, I am severely in arrears ($16,000) on my HOA dues and now the HOA is threatening to foreclose on my condo.

If you filed a Chapter 7 bankruptcy and received a discharge, you might still want to think about filing a Chapter 13 to have time to pay off the...

Can a credit card company levy my bank account without first getting a default judgement?

Depending on how long a judgment may be renewed in your state, a judgment creditor could likely freeze funds in your bank account. It is possible...

I plan to settle my credit cards and I am getting continuous phone calls. Is it better to answer or ignore them? I rather ignore

If you do not answer the phone, the creditors may believe that you are not interested in repaying the debt. If they are not able to communicate...

Even though you are no longer on the deed, you would need to list the mortgage on your bankruptcy petition. If the mortgage is being paid, your...

Hello, I have been sued back in 2004, by a person who claims that I owe him money.

If this person obtained a valid judgment against you, then it would not matter where the lawsuit originated. Once the judgment is recorded in the...