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AZ -on fixed income, house paid, too much on credit card debt. File bankruptcy or do reverse mortgage? Can creditor put lien?
Michael's answer
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Answered on January 23, 2012
As my two colleagues have already stated, a good attorney needs more information to properly provide the required analysis of your mother's...
Archived
If I received a sum-100, do I have to respond to avoid garnishment of my wages?
Michael's answer
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Answered on January 23, 2012
Since there is presumably a judgement against you, even if you file bankruptcy, the court still needs to be made aware of the fact that your case...
Archived
Will I have to pay the full 26k or will I be able to settle for less? And where can I find a lawyer to help?
Michael's answer
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Answered on January 23, 2012
Often times, you will be able to settle your claim, if the Plaintiff believes it is in their interest and they are not likely to get much from you,...
Can a creditor deposition me at the meeting of creditors, can he ask questions not pertaining to my bankrupsy in the deposition.
Michael's answer
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Answered on January 22, 2012
Typically, at the Meeting of Creditors, the Trustee will only allow the hearing to go so far, as time is an issue. The Creditor has the right...
Is tuition owed to a university dischargeable in Chapter 7 bankruptcy?
Michael's answer
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Answered on January 20, 2012
You raise a very interesting question. Student loan debt is considered non dischargeable unsecured debt. However, if the debt you owe is not for...
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Am I allowed to get a secured credit card two years after a chapter 13 BK?
Michael's answer
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Answered on January 19, 2012
Yes, as any debt incured would be pre-paid. However, the Trustee may have an issue only if there is a question as to where the additional...
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Filed chapter 13 then converted to chapter 7 as advised by our lawyer but it was dismissed due to income.
Michael's answer
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Answered on January 19, 2012
As long as your case was not dismissed due to failure to comply with a court order you can file anytime. If it was dismissed with prejudice, you...
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MA Third Party Debt Collectors
Michael's answer
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Answered on January 19, 2012
It sounds as if American Express may have outsourced the collection to a law firm or collection agency who will act in the name of Amex. The way...
Archived
I have a real estate levy put on my house today I owe 60,000.00 on my house the levy is for 47,000.00 If lucky I could sell my h
Michael's answer
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Answered on January 19, 2012
Are you asking if you will be able to sell your house when the junior lien holder's interst will exceed the fair market value? Or are you asking...
Archived
Would I be able to file a class action law suit against a debt relif company for services not rendered?
Michael's answer
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Answered on January 19, 2012
In order to pursue a class action law suite, you must first find an attorney with experience in these type of tort matters. Addtionally, they are...
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