Archived
I am filing Chapter 7 tomorrow and I am subject to a continuing wage garnishment- how do I notify my HR to stop it immediately?
Michael's answer
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Answered on September 12, 2012
You want to draft a suggestion of stay and file it with the Court which granted the wage garnishment. You then send a copy of the suggestion of...
Archived
Is this defamation of character?
Michael's answer
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Answered on September 12, 2012
This type of conduct would seem to fall not only in the slander per se category, as it relates to your occupation, but if it is reasonable to...
Archived
What are the rules for collection agency's as far as giving me a list of what I owe or even telling me they are a agency?
Michael's answer
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Answered on September 12, 2012
Pursuant to Federal laws, the third party collector must provide you with proof that they or more likely their client owns the debt they allege you...
Archived
Is there anything i can do about unfair treatment at work?
Michael's answer
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Answered on September 10, 2012
In order to properly answer your question there needs to be more information. However, in general, it is illegal for an employer to treat a class...
Archived
Is Credit Card debt a written contact or a Promissory?
Michael's answer
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Answered on September 07, 2012
If a credit card company is going to sue you, they likely would bring a breach of contract action.
Archived
My husband and I are in bankruptcy and are thinking about divorce. How will this affect the bankruptcy. We filed chapter 13
Michael's answer
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Answered on September 06, 2012
if you file divorce then you may have to separate your bankruptcy into 2 case. additionally we both may need to get new bankruptcy counsel do to a...
Archived
I am in a Bk 13. The repayment is steep. I want to leave my home and just rent. Do I have to pay the difference to the court?
Michael's answer
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Answered on September 05, 2012
Your options really depend upon your situation, your income level as it relates to the median income in AZ, and what other secured or priority debt...
Archived
What can I do when a creditor has violated an automatic stay and is now trying to charge me his attorney and repossession fees?
Michael's answer
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Answered on September 05, 2012
In general, section 362(a) stays actions to collect a debt against a debtor. More Specifically, 11 U.S.C. § 362(a) states, “[..} a petition filed …...
Archived
What are the consequences if I default on Chapter 13 bankruptcy in PA?
Michael's answer
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Answered on September 04, 2012
This is a question that really rests upon state law exemptions relative to the equity in your home. Under the bankruptcy code, you can only...
Archived
I filed a chapter 13 in 2010, does that protect me from loosing my home?
Michael's answer
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Answered on September 01, 2012
If you are making your chapter 13 plan payments and your plan treats the arrears in full, then at the end of your bankruptcy case you should be...
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