I'm a single a mother don't receive any assistance the garnishment is causing me to be late on my rent,food I can hardly afford

There are exemptions from garnishment for a Head of Family if you provide more than half of the suppport for a dependent. You need to file a claim...

This is from a payday loan but I cannot get any more information from them. What should I do now?

This is a scam. Debt collectors don't "prosecute" cases. Failure to pay a debt is not a criminal offense. If you want to insure that it is a scam,...

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Debtors identifying themselves on envelope.

Probably not. There are federal debt collection laws against postcards that explicitly seek to collect a debt. There are also laws against posting...

Is there any type of form or receipt which we should have ready along with the funds to settle? Thanks

I agree with Mr. Feuerstein. Consult an attorney to review to insure the judgment is satisfied after payment.

What's our options? What credit card companies can do if he stops paying them for a while?

Consult a debt collection attorney. Of course they can send the accounts to collection or attempt to seek judgment after around 90 days. They will...

Can bnks or lenders put a lien on a home that has a reverse mortgage on it if debt is outstanding when the creditor passes away?

If the debts are his alone and the house is your homestead, then no the debts would not be a lien and there are ways to protect the proceeds if you...

Can I hire an agency to collect debt from a small claim court judgment?

Of course you can. Collection agencies will likely charge a percentage of the debt to collect it. You may want to speak with a debt collection...

What is the possibility of Bankruptcy if they win, can they garnish most of my wages, Will they pull me to Florida for court?

Probably no need to worry just yet. Your insurer is paying an attorney to represent you. The likelihood of this going to trial is very little. And...

Do I stand a chance of recouping any or all of this money?

Even if you were successful in obtaining a judgment, would he ever pay it? The last thing you want to do is spend more money chasing the money you...

Will I be responsible for my deceased mother's credit card debt? I was a authorized user for the credit card.

No. But that may not stop the debt collector from trying to collect. You should have the accoutn removed from your credit via writtten and not...