When does the statue of limitation go into effect??

The statute would toll from the date they demanded payment in full. The charge off does not indicate this. If you have collection letters demanding...

My girlfriend is low income with garnished wages. Does she need a lawyer to determine all costs to pay off lump sum?

It's advisable to have an attorney negotiate. You could probably expect to save in the range of 30-50% for a lump sum settlement.

You're not required to produce what you do not have. The debt collector is seeking information to collect the debt including garnishing your wages...

I agree. IF the LE tenant wants to leave and abandon the estate, you likely want that agreed to in writing if the LE tenant is willing. Then you...

When my mortgagor dies does the note evaporate causing me to lose any claim as the mortgagee?

No. If the mortgage was properly recorded, the security for the note is the land. If the heir fails to pay the Note, you can foreclose just as you...

The landlord has 30 days to return the balance of the deposit. Consult an attorney to review the matter

Ask your attorney. That's why you have an attorney.

Can a debt collector ?

Under the Florida Consumer Collections Practices Act, the debt collector cannot call you at work unless he has written authorization. This is...

Termination of tenancy

Seems the landlord wants you out as well. If you're seeking to terminate a current lease, the agreement may have the notice requirements if...

My husband has a judgement placed against him for a medical debt of $48,000.00 can they garnish his wages?

Yes they can garnish wages if your husband makes enough and is not exempt as Head of Family. Consult a debt collection attorney to discuss your...