Can we negotiate an credit card obligation with a credit union?

Yes. You can negotiate a credit card debt with a credit union. However, many credit unions have membership agreements that they will terminate on...

My home is in foreclosure since 2008 and we are working on a modification finally. I have a HELOC that was charged off in 2008.

The time for suing on a contract in Florida is five years from the date of demand for payment in full. This is not the date of last payment. The...

Is there a way for me to have a debt settlement with a collection agency who took over collection debts from Orange county court

The interest and fees allowable for court fees are governed by statute and the Court's order. Court fees are not "consumer" debts under the Florida...

What do I do after I mail the Fact Sheet to Plaintiff?

I am not sure if you are referring to the post judgment financial information sought or something else. If it is post judgment, no filing is...

Is it legal for a debt collector to contact my ex spouses' extended family members?

This was likely an improper contact. Be sure to note the date and time of the call and anything that was said. The only reason to contact this...

Probably not. There are limited things a debt collector could ask a neighbor but may not convey any information directly or indirectly about this...

Is this a scam??

Agree that this is an illegal scam. Don;t pay anything. Don't provide any personal information. They are seeking payment for nothing or to steal...

How serious do debt collector violations need to be to sue them?

In short these issues are serious enough to be reviewed by a debt collection attorney. Contact a Florida Debt Collection attorney to review for...

What should I do about Indian debt collectors calling us?

Once you tell them not to call, any additional call is violation. Also calling without sending initial collection letter within a few weeks that...

When being advised that I will be served a sealed arbitration letter for credit card debt for 1999. Being it is past the 5 to 7

This is likely time-barred. This type of activity is zombie debt collection. Trying to breathe life into dead debts. Contact a debt collection...