Do I need a lawyer and what kind?

Is this a private student loan? Generally, Federal Student Loans do not sue because they can levy tax refunds without a judgment. You need to...

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What is the statue of limitations on a bad check in Florida.

Tell the debt collector not to call you or your family again and provide proof of the debt in writing. Their calls to your extended family violates...

Can someone please advice!

If the judgment was recorder in the County where the property is, it should show on any title search and be required to be paid for there to be...

It is possible if there is a judgment. Consult a debt collection attorney to review the matter. You may be eligible for a Claim of Exemption if you...

No. Failure to pay a debt or to appear at a hearing is not a criminal matter at all. However, if you do not appear, the debt collector will be...

Squatters in my home caused a lien on the utilities. Is the homeowner responsible to pay the lien?

Probably yes. Not sure what type of utilities you are referring. But if they're in your name you're on the hook or the lien remains.

Before charging off a loan, isn't a credit union supposed to send you a debt validation letter?

The answer is no. The validation issue applies to debts that have been assigned or sold to another. Here, provided that the credit union is the...

Can a continuing writ of garnishment be issued on a bank account if it is a joint account with an innocent party?

I agree with Mr. Hanson regarding the presumption of the joint bank account as titled as tenants by the entireties and the head of household...

My bank account has been frozen by a debt collector. Is their anything that can be done and can the debt collector be sued.

The settlement agreement probably contained a clause that provided Capital One a judgment in the event of your non-payment. The judgment allows...

Can you Strip an HOA Lien from a property in Chapter 13 Bankruptcy?

Yes it may be possible to strip the lien under these circumstances. Consult a bankruptcy attorney to clarify the debts and value.