Archived
Collection Agency Violation? Written dispute submitted in October 2014, verbal dispute in May 2015. No validation rcvd.
David's answer
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Answered on June 10, 2015
Disputes for items being reported on your credit should be done through the credit bureaus and not through directly contacting the debt collector....
Archived
Can i get my downpayment back if a i can't get fiananced from dealer
David's answer
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Answered on June 09, 2015
You should consult with a debt collection attorney regarding the down payment. Prior to the finance being in place, the dealer probably could take...
Archived
My BK 7 discharge would I hire attorney to do consent to in REM judgement? And is Rem mean please thank you for time
David's answer
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Answered on June 09, 2015
I am not sure I understand. But if you had the debt secured by the real property discharged in the bankruptcy and not reaffirmed, the action is...
Archived
Can we take any legal action to get a refund of our money?
David's answer
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Answered on June 09, 2015
You can take legal action. But even if you obtain a judgment, you still have to collect. Consult an attorney to inquire about the merits of your...
Archived
My Chapter 7 BK discharge really messed Like I post before let me explain why about this question again?
David's answer
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Answered on June 09, 2015
If the debt was discharged, the current case is only about the property. Confirm that the debt was discharged and consult your bankruptcy attorney...
Archived
I just received a Clerks Notice of Dissolution of Writ.....can this same plaintiff try to garnish my wages again?
David's answer
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Answered on June 08, 2015
If the debt remains unpaid then yes. You should consult with an attorney to review the matter to know your options should a writ recur.
Archived
I was never server a writ of garnashment can they garnish my wages
David's answer
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Answered on June 08, 2015
The answer is yes. Once the Debt Collector has judgment they can seek to garnish wages or bank accounts. You need to contact a debt collection...
Archived
Subpoena Duces Tecum and Head of Family protection in Florida
David's answer
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Answered on June 08, 2015
I agree. The answer is no. While the judgment holder holds a valid judgment they may continue to seek ways to collect. This effort is an attempt to...
Archived
I owe 1845.00 on a payday loan I defaulted on 3 years ago. Can I get the collection agency to accept less and resolve the matter
David's answer
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Answered on June 05, 2015
Consult a debt collection attorney. State and Federal debt collection laws prohibit discussing debts with certain third parties and you may have a...
Archived
Can I save my house through chapter 7 bankruptcy?
David's answer
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Answered on June 05, 2015
The answer is maybe. While it used to be that you could not retain the home through Chapter 7, there are new regulations geared to allow time for...
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