Shouldn't the original claim of exemption, still be valid?

Circumstances change and so may your status as exempt. Consult a debt collection attorney to file a new Claim of Exemption.

Notice from IRS .

You need to consult your tax professional. Creditors can issue a 1099c many years later after a debt has been charged off. There are certain...

Would like to find an FDCPA collection attorney to represent me for a fairly simple open and shut case.

Are these FDCPA and TCPA violations? I ask becuase of your "each occurrence" statement. The FDCPA has a statutory damage provision of $ 1000.00...

I'm in a chapter 13 and I'm behind and I still owe 1673 what's should I do

Consult your attorney right away. There may be a way to seek eventual discharge and avoid dismissal.

Writ of Garnishment/Bank Account

If the debt collector was able to obtain a judgment, then they could get the Court to issue a Writ of Garnishment on a bank account. The debt...

My son stole my credit card does the credit card company still file charges even after they get their money back from chargeback

That's up to the Credit Card company. The charges are being rescinded based upon fraudulent use.

Yes. Often debt buyers have problems with standing and evidentiary issues. You may also have a case against them for debt collection or TCPA...

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My Jacksonville FL company is being sent collection letters and phone calls for a debt 7 years old that we thought we paid.

Agree with Mr. Tischauer. If the debt was corporate they have no right to report personally to the credit bureaus unless you meant commercial...

Both Florida and California have exemptions from garnishment for certain types of income including pensions. You need to consult with an attorney...

I have been trying for two months to get a lien release statement from HSBC Mortgage company. They are not communicating w/ me.

You're in a tough spot time wise. You probably want to consult a real estate attorney in Oregon to review. There may be time restrictions for HSBC...